This AI tool helps borrowers improve their credit score and unlock better loan options

When every other business operation is getting AI-enabled, why would credit score improvement agencies stay behind?

One such company, FixMyScore, is set to transform the way people understand, analyse, and improve their credit score through personalised guidance and real-time insights. It promises to address the unmet need of improving credit score, simplifying complex credit reports, and score fluctuations by offering guided and actionable support.

Instant credit reports access

It provides a user-friendly toolkit that includes instant credit reports access, credit score tracking and analysis, real-time alerts, personalized score improvement recommendations, debt settlement guidance, debt repayment options, and an easy-to-follow progress roadmap. This helps users build a stronger credit profile and access loans, credit cards, and other financial products at better terms and lower cost.

Built on a structured, data-backed, and action-oriented model, FixMyScore brings unprecedented transparency and personalisation as an input to the borrower's credit journey. With simplified video explainer modules, multilingual content, and smart recommendations, the app bridges critical awareness gaps and brings credit empowerment within reach for every individual, regardless of financial literacy levels.

Commenting on FixMyScore, Rishabh Goel, Co-founder & CEO, Credgenics, said: “With FixMyScore, we want every Indian to easily understand what is impacting their credit score and follow a simple and guided plan to improve it with confidence.”

Anand Agrawal, Co-founder & CPTO, Credgenics, added, “FixMyScore combines bureau data, behavioural insights and AI with video-led journeys to hand-hold users on score improvement, demystify credit reports and help them unlock better financial opportunities. We have seen very good early adoption for FixMyScore.”

FixMyScore is designed to help individuals reach healthier credit scores, reduce long-term borrowing costs, and improve access to better loan options, while adhering to strict data privacy and security standards through consent-based access to credit information.

Disclaimer: MintMoney has a tie-up with fintechs for providing credit, you will need to share your information if you apply. These tie-ups do not influence our editorial content. This article only intends to educate and spread awareness about credit needs like loans, credit cards and credit score. MintMoney does not promote or encourage taking credit as it comes with a set of risks such as high interest rates, hidden charges, etc. We advise investors to discuss with certified experts before taking any credit.