6 premium credit cards that offer exclusive perks for cardholders

Credit cards are generally of multiple categories. Some are offered at a zero annual fee, whereas others are premium cards issued at a high annual fee. In return for a high annual fee, these cards give a range of benefits to cardholders. 

For example, some premium credit cards offer access to golf courses, complimentary stays at major hotels, and discounts on air tickets, among other benefits.

Notably, a few credit cards are invite-only, which means they are issued only to a select few people decided by the banks.

Here we give a lowdown on the premium cards issued by top banks.

Premium credit cards issued by top banks

I. HDFC Bank Infinia Metal Credit Card: This is an invite-only credit card that gives 5 reward points for every ₹150 spent, round-the-clock global personal concierge, and unlimited global airport lounge access.

The card also provides up to 25% discount on dining and stay across Asia Pacific with complimentary Club Marriott membership for the first year.

II. Axis Bank Reserve Credit Card: The card has an annual fee of ₹50,000 plus taxes, which is waived off on spending ₹35 lakh in the preceding year.

It also offers a complimentary Priority Pass membership with unlimited visits, besides unlimited domestic lounge visits. The card also offers a complimentary EazyDiner Prime membership. There are no cash withdrawal charges.

III. ICICI Bank Emeralde Private Metal Credit Card: This is also an invite-only credit card offering unlimited golf rounds every month and access to international airport lounges for both primary and card members. It also provides round-the-clock concierge assistance. The card also provides Taj Epicure and EazyDiner Prime membership.

IV. American Express Platinum Card: This American Express card has an annual fee of ₹66,000 plus taxes. You can travel worldwide with a large collection and an airline deal. The card provides access to 1,50 lounges of the finest airport lounges globally.

There are exclusive deals with top airlines such as Air India, Etihad, Qatar Airways, Virgin Atlantic, Air France, KLM, Lufthansa, and United Airlines.

V. SBI Card Aurum: This card has an annual fee of ₹9,999 plus a fee. And cardholders are offered 40,000 AURUM reward points in return. Cardholders are also entitled to 16 complimentary golf rounds per calendar year. 

You are also given 4 movie tickets every month on BookMyShow.com, subject to a maximum discount of ₹500 per booking.

VI. HDFC Bank Diners Club Black Metal Edition: This credit card by HDFC Bank provides 6 complimentary golf games per quarter, exclusive round-the-clock concierge service and 2X rewards on weekend dining.

Along with the card, cardholders are entitled to receive unlimited lounge access to 1,300-plus lounges in India and abroad for primary and add-on card members.

Disclaimer: MintMoney has a tie-up with fintechs for providing credit; you will need to share your information if you apply. These tie-ups do not influence our editorial content. This article only intends to educate and spread awareness about credit needs like loans, credit cards and credit score. MintMoney does not promote or encourage taking credit, as it comes with a set of risks such as high interest rates, hidden charges, etc. We advise investors to discuss with certified experts before taking any credit.