HDFC Bank Regalia Gold and Diners credit card benefits revised. Details here

HDFC Bank has rolled out several changes to the reward structures for its Regalia Gold Credit card and Diners Club Credit Card. These changes reflect the bank’s credit card strategy, in which core benefits are linked to spending thresholds. These rules are scheduled to come into force from 15 May 2026.

HDFC Bank Regalia Gold Credit Card

On every ₹150 spent, credit cardholders earned 4 reward points. This would change from 15 May as the credit card will accrue base reward points of 5 for every ₹200 spent across eligible categories.

Dynamic currency conversion (DCC)

The DCC markup will be revised to 1.75% on each foreign-currency transaction.

HDFC Bank Regalia Gold Credit Cardholders will now be able to enjoy 3 domestic lounge visits in a calendar quarter upon spending ₹60,000 or more in that quarter. This will come into force from 1 July 2026.

Cardholders will continue to get access to an international lounge (six visits annually) via Priority Pass. This will remain unchanged and will not require any spending threshold.

HDFC Diners Privilege credit card

From 1 July, holders of HDFC Diners Privilege credit cards will be able to access the lounge only if they spend ₹60,000 in the previous calendar quarter. This includes two domestic lounge visits in India and one international lounge visit.

To access, cardholders need vouchers generated via the SmartBuy platform and redeemed via QR codes.

Travel Edge Programme

Besides these revisions, the bank has also introduced a new 'Travel Edge' programme for Regalia Gold customers. Under this, cardholders can avail themselves of complimentary travel-related benefits simply by uploading their boarding pass.

Customers can choose any two benefits, which include airport transfers via Uber, spa sessions, buffet dining at partner hotels and room upgrades.

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