Summary
This co-branded premium credit card is set to resonate with India’s consumer sentiment where travel has evolved from being an occasional luxury to an essential lifestyle choice

BOBCARD, in partnership with Etihad Airways, announced the launch of the BOBCARD Etihad Guest Premium Credit card and BOBCARD Etihad Guest Credit Card. The premium co-branded product is crafted to redefine how Indians experience air travel and rewards.
Launching onthe Mastercard network, the new range of credit cards has been designed for India’s growing community of travellers, frequent flyers, and global citizens. It offers enhanced value, exclusivity, and seamless travel experiences, reinforcing BOBCARD’s position as one of India’s most trusted PSU credit card issuers.
Available in two variants
The credit card is offered in two variants, a premium variant priced at ₹5,000 and an entry variant priced at ₹2,500, both offering annual fee reversals on achieving specific spend milestones and a robust miles-earning structure that rewards users every time they spend, fly, or book with Etihad Airways and its select partner airlines.
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Cardholders enjoy a generous welcome bonus of Etihad Guest Miles upon activation, accelerated mile earnings on Etihad and partner airline bookings, and complimentary access to select domestic and international airport lounges.
Under the miles-earning structure, cardmembers will have the opportunity to accumulate bonus miles monthly, quarterly, and annually by achieving spend-based milestones, along with exclusive offers and promotions on Etihad flights and services.
To further enhance convenience, cardholders can access personalised concierge services for seamless travel planning and bookings, making every journey more rewarding and effortless.
Speaking on the launch, Ravindra Rai, Managing Director & CEO, BOBCARD LIMITED, said, “This collaboration marks a key milestone in strengthening BOBCARD’s premium lifestyle portfolio for the new-age Indian consumer. While the BOBCARD Etihad Guest Credit Card is designed to deliver exceptional travel privileges, it also enhances everyday spending with meaningful rewards, global conveniences, and curated lifestyle benefits. As aspirations grow and consumers seek value both at home and across borders, we believe this card is built to meet the pace and expectations of today’s modern, experience-driven customer.”
Travel privileges
Both variants offer a host of travel-centric privileges. A Premium Variant, tailored for frequent international flyers, doubles the rewards and privileges. It allows customers to earn 2 Etihad Guest Miles per ₹ 100 spent on regular and cross-border transactions, and 6 Miles per ₹ 100 on Etihad Airways.
Users earn a 2X welcome bonus of 5,000 Miles on spending ₹ 25,000 within 60 days, Silver Tier status post the first transaction, and an upgrade to Gold Tier after completing the first transaction on etihad.com. The Premium card grants 12 domestic and 8 international lounge visits annually, zero forex markup, and milestone rewards of up to 24,000 Miles per year.
In addition, cardholders get exclusive lifestyle privileges such as concierge support and global hotel offers through Mastercard partnerships. BOBCARD Etihad Guest Credit Card customers also enjoy regular shopping offers on top brands via the brand’s offers catalogue, which is available across all card variants.
The product under BOBCARD’s premium category resonates strongly with the country’s changing consumer sentiment, one where travel has evolved from being an occasional luxury to an essential lifestyle choice. Recent data underscores this transformation. According to the Directorate General of Civil Aviation (DGCA), domestic air traffic in India rose 6% percent year-on-year in 2024, while international air bookings grew by over 18 percent.
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