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ITR defective notice for AY 2026-27: Why you may receive it, deadline to respond and what happens if you ignore it

A defective ITR notice under Section 139(9) can be issued when your tax return contains missing, inconsistent, or incorrect details. But how much time you have to respond and what could happen if you ignore it are important things taxpayers should know.

Credit card damaged or not working? Follow these 5 steps to get replacement quickly

Credit card damaged or not working? &nbsp;Here are five steps to block, report, replace and activate your new credit card while avoiding payment disruptions and delays. Following these steps can help ensure that credit card transactions are restored quickly.&nbsp;

Earning income from YouTube: Here's how Indian creators should calculate tax and file ITR

If you are an Indian content creator earning income from YouTube, it is important to understand how your dollar earnings should be converted, taxed and reported in your ITR. Knowing the correct rules can help you avoid errors and ensure proper tax compliance.

RBI proposes 3-month MCLR reset for loans: What could change for borrowers and their monthly EMIs

RBI has proposed a new MCLR formula using a three-month moving average of banks’ marginal funding costs. The draft also proposes a three-month reset period for MCLR-linked loans and aims to make loan pricing more transparent.

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Banks don’t look at salary alone: Here’s why loan offers may differ for people drawing similar incomes

Loan approval may vary despite two applicants having similar salaries and living in same cities. Here's a list of factors that may determine your loan interest rates, amount or even approval.

Bombay HC rules housing loan interest cannot reduce motor accident compensation; family gets ₹17.58 lakh more

Bombay High Court says housing loan interest claimed under the Income-tax Act cannot reduce compensation payable in motor accident cases. The court enhanced the family's compensation by ₹17.58 lakh and clarified when interest on the award becomes payable.

A debt of honour: Kerala man tracks down friend after 35 years to repay cash borrowed in Saudi Arabia

A Kerala man fulfilled a 35-year-old promise by tracing his former roommate from Saudi Arabia and repaying a long-forgotten loan with interest. After losing contact for decades due to the lack of mobile phones and email, he used Google to locate his friend in Telangana.

Indian founder of ₹1.15 lakh crore startup says bank denied him home loan, classified him as 'high-risk' borrower

Pravin Jadhav, founder and CEO of Raise Financial Services, shared the experience on X, highlighting what he described as the irony of the decision.

Paying minimum amount due on your credit card bill? Compounding interest spirals into MAD debt issues; explained

Many credit card users are falling into debt traps due to the Minimum Amount Due option. Misleading practices often occur without users' awareness, leading to unexpected charges and the loss of interest-free periods.&nbsp;

Closing a credit card with outstanding EMI? Experts explain hidden charges and rules

Cancelling a credit card with an outstanding EMI does not erase repayment obligations. Know what happens to EMIs, foreclosure charges, pending dues and credit scores before closing your card.&nbsp;

Travel credit cards: The new winners after reward devaluations

Here is Mint'sannual ranking of the best travel-focused credit cards, taking into account not just reward rates but also recent devaluations.

The debt-free trap: Why shunning all forms of credit can actually stunt your financial growth

Before you vow to never borrow another rupee, here is a realistic look at how to make debt work for you—not against you.

Credit score dropped despite paying on time? Here's how to get it corrected

A sudden drop in your credit score isn't always caused by missed payments. Experts explain how to identify reporting errors, dispute incorrect entries and get your credit profile corrected.

BNPL impact on credit score: 5 key facts every borrower should know before using buy now, pay later

A buy now, pay later facility can help build a strong credit history when used responsibly. Timely repayments, controlled borrowing, and avoiding defaults are crucial. Learn how BNPL services affect credit scores, borrowing ability, and financial health with key tips for users.

What is a soft credit inquiry? Meaning, benefits and why it does not affect your credit score | Explained

A soft credit inquiry allows individuals and financial institutions to review credit information without affecting credit scores. Here's how soft checks work, their impact, and how they differ from hard inquiries.

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Personal Loan

Bombay HC rules housing loan interest cannot reduce motor accident compensation; family gets ₹17.58 lakh more

A debt of honour: Kerala man tracks down friend after 35 years to repay cash borrowed in Saudi Arabia

Indian founder of ₹1.15 lakh crore startup says bank denied him home loan, classified him as ’high-risk’ borrower

Credit Cards

Paying minimum amount due on your credit card bill? Compounding interest spirals into MAD debt issues; explained

Closing a credit card with outstanding EMI? Experts explain hidden charges and rules

Travel credit cards: The new winners after reward devaluations

Credit Score

Credit score dropped despite paying on time? Here’s how to get it corrected

BNPL impact on credit score: 5 key facts every borrower should know before using buy now, pay later

What is a soft credit inquiry? Meaning, benefits and why it does not affect your credit score | Explained

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