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This septuagenarian woman can’t retire as she has massive credit card debt. Key money lessons to learn from it

A septuagenarian woman in rural texas (US) holds 19 credit cards and a massive loan of $40,000 on them. Here we share a few money lessons one can learn from this case

IDFC FIRST Bank launches FD-backed Hello Cashback Credit Card for young users

IDFC FIRST Bank Hello Cashback Credit Card is an FD-backed credit card offering tiered cashback on digital spends, low risk entry to credit, instant approval, and flexible credit limit growth.

Mutual Funds: Why is it important to step-up SIP to keep pace with your lifestyle?

Mutual Funds: It is important to keep increasing SIP in proportion with lifestyle and inflation in order to meet financial goals

Delhi CA loses ₹75,000 via WhatsApp: 5 scam lessons you can’t ignore

A Delhi chartered accountant lost ₹75000 in a WhatsApp scam after installing a fake banking app, highlighting rising cyber fraud risks and essential online banking safety tips.

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Think you understand personal loans? These 6 myths say otherwise

Personal loans can support planned and urgent expenses, but common personal loan myths often mislead borrowers about credit score, interest rates, eligibility, and prepayment rules, highlighting the need for informed borrowing decisions.

Don’t apply yet! These 5 personal loan questions could save you thousands

These are a few vital questions that you need to ask before you decide to take a personal loan such as affordability, transparency, urgency, reputation and unpredictability

Urban co-op banks grew 1.9 times in 5 years; personal loans at 17% CAGR: Report

Among all key products in urban cooperative banks, highest CAGR growth (49%) was reported by gold loan followed by auto loan (38%). Other products such as loan against bank deposits reflected 20% growth and personal loan reported 17% growth.

Personal loans for loved ones: How one kind gesture can haunt your credit score

Taking personal loans for loved ones can hurt your credit score if repayments are missed or delayed, increasing debt and financial risk while impacting future borrowing and overall credit health.

Spotted a wrong credit card transaction? Follow these 5 dispute steps

This guide explains how to handle a credit card dispute by spotting unauthorised transactions early, reporting errors quickly, and following clear steps to protect your credit score and finances.

53-year-old loses nearly ₹2 lakh in credit card fraud. Key lessons to learn from it

Credit card: Refrain from downloading any frivolous apps received from unknown numbers. This could be a trap to access your phone data – text messages and photos. It essentially means giving access to your phone to someone else.

Missed multiple personal loan EMIs? Here’s what it does to your credit score

Repeated EMI defaults on a personal loan can severely damage your credit score, weaken your credit profile, and reduce future borrowing chances, leading to loan rejections, higher interest rates, and legal action.

This controversial dating app uses credit score to bring singles together

Luke Bailey, founder of the app says that they look at credit score not as a measure of wealth, but as a reflection of consistency and reliability. While most dating platforms measure attrition, it measures reliability alongside compatibility.

From wedding cancellation to job loss, poor credit score leads to more than just loan denial

Last year, a wedding got cancelled after the bride’s uncle insisted on checking the credit report. It turned out there were multiple loans and poor repayment history, leading to number of concerns about the groom's financial stability.

Credit score fell by 100 points? These 6 common mistakes could be responsible

A sudden credit score drop can result from missed payments, high credit utilisation, defaults, hard inquiries, report errors, or closing old accounts, but consistent financial discipline can help rebuild your credit score.

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Don’t apply yet! These 5 personal loan questions could save you thousands

Urban co-op banks grew 1.9 times in 5 years; personal loans at 17% CAGR: Report

Personal loans for loved ones: How one kind gesture can haunt your credit score

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Credit Cards

IDFC FIRST Bank launches FD-backed Hello Cashback Credit Card for young users

Spotted a wrong credit card transaction? Follow these 5 dispute steps

53-year-old loses nearly ₹2 lakh in credit card fraud. Key lessons to learn from it

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Credit Cards with limit up to

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This controversial dating app uses credit score to bring singles together

From wedding cancellation to job loss, poor credit score leads to more than just loan denial

Credit score fell by 100 points? These 6 common mistakes could be responsible

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