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Selling gold in 2026? Your holding period could decide how much tax you pay

Gold ETFs, gold mutual funds and physical gold are taxed differently, with holding periods ranging from 12 to 24 months to qualify for lower long-term capital gains tax. Selling too soon could result in gains being taxed at your income-tax slab rate instead.

ITR filing 2026: Claiming a Section 80G deduction? Don't miss this new requirement

Taxpayers claiming deductions under Section 80G will now have to disclose payment reference details while filing their income tax return. The new disclosure is part of the Income Tax Department's push to digitally verify deduction claims.&nbsp;

New Income Tax Act: CBDT issues FAQs on pending tax cases, TDS and transition rules

CBDT has clarified how pending tax cases, assessments, and TDS certificate applications will move after the Income-tax Act 2025 takes effect from April 2026. The FAQs explain which matters stay under the old law and which follow new provisions.

ITR-1 to ITR-7: Which income tax return form should you file?

Choosing the wrong ITR form can delay your tax return. Understand the eligibility for ITR-1 to ITR-7 before filing.

Featured News

Why Gen Z borrows for experiences and keeps investments intact

With higher financial literacy, younger borrowers are leveraging personal loans to fund lifestyle choices, experiences, travel and discretionary spending, all while keeping their investment portfolios intact.

Everything you need to know about loan settlement

Understand how loan settlement works, who qualifies, and why it should only be used as a last resort. Learn how it can affect your future borrowing and credit profile.

Home loan mistakes that can cost you more over time. Check details

Many borrowers also underestimate the importance of comparing lenders and carefully reviewing loan terms. Understanding common pitfalls can help you make more informed decisions and manage your home loan more efficiently.

Why every loan default deserves a different recovery strategy

AI and behavioural data can help lenders tailor debt recovery to each borrower's circumstances—improving repayments while replacing aggressive collections with more empathetic engagement.

UPI and personal loans are replacing credit cards in Indians' wallets: CIBIL

Credit card penetration in India remains low, with only 5.2 crore holders, representing 25% of the credit-active population. While usage is rising, first-time borrowers account for just 8% of new credit card issuances

Which are the high approval credit cards in India? Check list here

When you have a credit card issued by a big bank like SBI or ICICI Bank, then chances of securing approval for a premium credit card at a later stage increase multifold

HSBC Live+ credit card to be devalued this month. Check details here

Currently, there are four complimentary domestic lounge visits per year with 1 per quarter on HSBC Live+ credit card . This is being reduced to two complimentary domestic airport lounge visits per calendar year with 1 visit every six months.

5 hidden credit card fees that can quietly increase your borrowing costs

Hidden credit card charges can quietly increase your borrowing costs and reduce your savings. Understanding key fees, payment terms and reward costs helps you manage your credit card wisely and avoid unnecessary expenses while making smarter financial decisions.

What is a soft credit inquiry? Meaning, benefits and why it does not affect your credit score | Explained

A soft credit inquiry allows individuals and financial institutions to review credit information without affecting credit scores. Here's how soft checks work, their impact, and how they differ from hard inquiries.

Can high credit card spending hurt my credit score even if I pay in full?

No, high spending alone doesn't hurt your credit score if you pay your full bill on time.

Can my add-on card holder's spending affect my credit score?

As the primary cardholder, you remain legally responsible for repayment, so your add-on card holder's spending and repayment behaviour can affect your credit score if it's reported by the card issuer.

How to improve your credit score from 600 to 750 with smart financial habits and better credit management

A stronger credit score starts with smart habits. You can improve your credit score from 600 to 750 by repaying your debt obligations on time, keeping credit utilisation low, avoiding unnecessary applications and checking your credit report regularly for steady financial progress.

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Personal Loan

Everything you need to know about loan settlement

Home loan mistakes that can cost you more over time. Check details

Why every loan default deserves a different recovery strategy

Get Personal Loan up to

₹5,00,000

Get Personal Loan up to

₹5,00,000

Credit Cards

Which are the high approval credit cards in India? Check list here

HSBC Live+ credit card to be devalued this month. Check details here

5 hidden credit card fees that can quietly increase your borrowing costs

Credit Cards with limit up to

₹5,00,000

Credit Cards with limit up to

₹5,00,000

Credit Score

Can high credit card spending hurt my credit score even if I pay in full?

Can my add-on card holder’s spending affect my credit score?

How to improve your credit score from 600 to 750 with smart financial habits and better credit management

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