Apply For Personal Loan upto₹ 5 Lakhs
Instant Approval
No Paperwork
Flexible Repayment Tenure
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Benefits and Features
Get Upto
₹5 Lakh
Directly in your bank account
Pay When You Prefer
Flexible Repay up to 60 months
100% Digital Process
No Paperwork Required at all
Low Interest Rate
Affordable rates, starting at 11%
Get your Loan in
3 Easy Steps
Submit Basic Details_y
Fill your personal details
Get Approved Loans
Select EMI options
Complete your KYC
Complete your KYC
Why Choose Us
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100% Digital Loans
No Paperwork, No Collateral
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Lowest Rate, Flexible tenures
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Money talks, so do our Users
Eligibility Criteria
Age
21-65 years
Income
Minimum Rs 15,000/month for salaried applicants
Resident
A Resident of India
EMI Calculator
Loan Amount
₹
Rate of Interest
%
Loan Duration
Months
Your Monthly EMI
₹0
Loan Amount:
₹10,000
Interest at 9.0% p.a.
₹0
Total Payable
₹0
Instant Personal Loans FAQs
1. What is the minimum credit score required for an instant personal loan?
The minimum credit score required varies by lender, but generally, a score of 650 or higher is considered good for securing an instant personal loan.
2. Can I get an instant personal loan if I have a low credit score?
It’s possible to get an instant personal loan with a low credit score, but you may face higher interest rates or stricter terms. Some lenders specialize in loans for individuals with lower credit scores, but it’s essential to compare offers carefully to ensure you’re getting a deal that you can manage.
3. How much can I borrow with an instant personal loan?
The amount you can borrow depends on the lender, your income, credit score, and repayment capacity. Typically, instant personal loans range from as little as ₹10,000 to as much as ₹25 lakhs.
4. How long does it take to get the funds from an instant personal loan?
In most cases, funds from an instant personal loan are disbursed within minutes to a few hours after approval. However, the exact time may vary depending on the lender’s processes and the time of day you apply.
5. Can I repay my instant personal loan early?
Yes, many lenders allow you to repay your instant personal loan early. However, some may charge a prepayment penalty, so it’s important to check the terms and conditions before deciding to pay off your loan early.