Best Travel Credit Cards in 2025

Find the perfect Travel Credit Card in 2025 Grab exclusive benefits and rewards tailored for you

CURATED FOR YOU

What is a Travel Credit Card

Travel credit cards offer awesome benefits in India including the use of airport lounges, you can also earn air miles, travel insurance and exclusive deals on flights and hotels. Read about the top travel cards for you by comparing the finest travel cards, to find the perfect match according to your taste. Use the best travel credit cards to get your adventure underway today!

BENEFITS OF TRAVEL CREDIT CARD

Airport Lounge Access

Most travel credit cards offer complimentary access to domestic and international airport lounges. Programs like Priority Pass, often included with these cards, can significantly enhance your travel experience, allowing you to relax in comfort before your flight.

Accelerated Reward Points on Travel

Many travel cards provide extra reward points when you book flights or hotels. These points can be redeemed for gifts, merchandise, or future travel expenses.

Air Miles Earnings

Instead of traditional rewards points, some cards allow you to earn air miles. These miles can be redeemed for flights on the issuer's travel website or transferred to select frequent flyer programs.

Co-branded Benefits

Cards in collaboration with airlines or travel portals offer exclusive advantages for brand-loyal customers, such as bonus miles upon joining or discounts on bookings.

KEY FACTORS

Annual Fee

Evaluate whether the card’s benefits justify its annual fees .

Rewards and Air Mile

Look into the rates at which you can earn rewards or air miles.

Sign-up Bonus

Many cards offer welcome gifts, such as bonus air miles or vouchers.

Lounge Access

Compare the number of complimentary lounge visits offered.

Sounds interesting? Let's get you started

How to apply for a travel credit card from Livemint?

Step - 1 Open the website:

After entering your name and mobile number, click “apply now” and then “explore cards.”

Step - 2 OTP verification:

Complete the registration process by providing OTP.

Step - 3 Enter the location:

Enter your PIN code to explore the personalised travel card settings.

Step - 4 Choose your card:

View the card recommendations and choose one and check your eligibility.

Step - 5 Verify information:

Provide your salary, employment, PAN and verification code.

Step - 6 Final verification:

If you qualify the bank will get in touch with you for further proceedings.

WHY CHOOSE A TRAVEL CREDIT CARD ?

Travel credit cards are typically affiliated with airlines or travel portals, providing users with exclusive benefits linked to their brand partnerships. These cards can help you earn rewards that can be redeemed for air travel, hotel stays, or other travel-related expenses.



Updated on: 30 May 2025

FAQs

What are the primary benefits of using a travel credit card?

Travel credit cards offer benefits such as airport lounge access, accelerated reward points on travel bookings, air miles earnings, and co-branded advantages. These features help frequent travellers save money on flights, hotel stays, and other travel-related expenses.

How can I choose the right travel credit card for my needs?

To choose the right travel credit card, assess your spending habits, identify your travel needs (like frequent flying or diverse spending), and compare key factors such as annual fees, rewards and air miles, sign-up bonuses, and lounge access options.

Is it beneficial to use a travel credit card?

Absolutely! Travel credit cards can provide you with valuable rewards, discounts, and perks, helping you save money and enhance your travel experience.

Do travel rewards expire?

Yes, the rewards earned through travel credit cards typically have an expiration date. Most travel credits are valid for one year from the date they are issued, so it’s essential to use them within that time frame.

Can I use a travel credit card for everyday purchases?

While travel credit cards are primarily designed for travel-related expenses, many also allow you to earn rewards on everyday purchases, such as groceries and dining, depending on the card’s structure.

How frequently should I travel to justify getting a travel credit card?

If you plan to travel at least once a year, especially on larger trips, a travel credit card can be worthwhile. A good credit score will also improve your chances of approval for attractive offers.

Are travel cards the same as regular credit cards?

Not quite. While both types offer credit, travel cards focus specifically on rewards and benefits associated with travel, such as points redeemable for flights or hotel stays, whereas regular credit cards may offer cash back or general rewards.

What benefits do travel credit cards typically offer?

Travel credit cards often provide a range of perks, including welcome bonuses, travel insurance, complimentary lounge access, and waivers on annual fees, among others.

What are the eligibility requirements for obtaining a travel credit card?

Eligibility typically requires you to be an Indian citizen aged between 21 and 65, with either a salaried or self-employed status. Additionally, your credit score will be a key factor in the approval process.

Are there any downsides to travel credit cards?

Yes, some downsides include high annual fees and forex markup fees, which can apply to international transactions. It’s important to ensure that the card’s benefits justify these costs and to avoid using the card for cash withdrawals abroad due to high fees.